As the largest gift-giving holiday approaches, many people feel obligated to continue the tradition of exchanging gifts. Regardless of the impact of the coronavirus pandemic, they feel the need to participate.
Most businesses are scaling back and using funds for essentials like rent and payroll, and sadly are using their savings to sustain.
If your business is facing reduced income, be wise and create a budget, and adjust your spending habits to survive financially over the holidays and even into the new year.
Whether it’s a temporary or long-term rut, financial restructuring for your business is imperative. Here are six steps to survive the holidays without blowing your shopping budget:
If you aren’t careful, when January comes, you could find yourself cash poor and buried in credit card debt. Be wise. In our giving, we want to make sure we aren’t contributing to more stress and anxiety. Thus, taking away from the spirit of the holidays.
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Wonderful advice Sis!